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Retirement Times

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Viewing articles 1 to 34 of 34 total.
Thu, Jun 30th 2022 11:00 am
Q2 2022 - Plan Sponsor Newsletter
In this issue: A Window Into Wellness, A recent survey sheds light on the state of financial wellness since the pandemic, In the Driver's Seat, a survey of fiduciary liability insurance carriers offering insight on prioritizing and managing duties, and Plan Sponsors Q&As.
Wed, Mar 30th 2022 11:00 am
Q1 2022 - Plan Sponsor Newsletter
In this Issue: Good Vibrations; plan participants are shining a light on their positive perspectives. Combatting Cyber Security Threats Q&As for Plan Sponsors
Mon, Dec 20th 2021 03:00 pm
Q4 2021 - Plan Sponsor Newsletter
In This Issue: Want to Improve Retirement Outcomes? See what employees need to understand Pondering the Next Stage in the Evolution of Retirement...a survey confirms Plan Sponsors Ask...Q&As
Mon, Dec 20th 2021 02:00 pm
Q3 2021 - Plan Sponsor Newsletter
In this issue...Read the challenges that will teach important lessons, that emerged from 2020 Retirement assets grow, but are some being left behind? and Q&As from Plan Sponsors
Thu, Jul 22nd 2021 09:00 pm
Q2 2021 - Plan Sponsor Newsletter
In this edition we will cover: Record Gains and New Highs: There is some good news, after all. Covid-19 Impacts Retirement prospects for each workforce generation. ...and a Q&A for Plan Sponsors that you may find helpful. New ones are populated with each issue!
Thu, Apr 1st 2021 02:00 pm
Q1 2021 - Plan Sponsor Newsletter: The Resource for Current Retirement Topics
In this edition we will cover: Four Risks Participants may not know they are facing; life involves risk and one of them is retirement. Do your employees understand their risks and actions they should take to manage it? The Pandemic's Impact on Savings Behaviors; Comparing the Past with the Present and providing you with Covid-19 Resources that may help. and a Q&A for Plan Sponsors that you may find helpful as the end of the year is upon us, which we provide new ones in each issue.
Thu, Dec 31st 2020 02:15 pm
Q4 2020 - Plan Sponsor Newsletter: Women and Retirement - Are Expectations Met or Missed?
In this edition we will cover: What challenges women are facing in saving for retirement and how marital status makes an evident difference. What the SECURE ACT changes that loom, so make sure you check off these items from your "to-do" list! and finally.... a Q&A for Plan Sponsors that you may find helpful as the end of the year is upon us.
Thu, Oct 1st 2020 03:25 pm
Q3 2020 - Plan Sponsor Newsletter: A Resource on Current Retirement Topics
We have updated our Newsletter!!! It will be published quarterly instead of monthly! Check it out! ...In this edition: we will cover "Communicating Through Volatility" with 2 key reminders to share with participants that could help them alleviate their fears; "Fiduciary Issues and Coronavirus": What You Should Know; Common Plan Sponsor Questions and Answers are shared; and finally, a Common Plan Sponsor Last Quarter Calendar and what it should look like.
Sat, Aug 1st 2020 03:00 pm
August 2020 - Retirement Times
In this issue: Back to School for Fiduciaries!! Time to review your "to-do" list of responsibilities and ask yourself some very important questions! What is the Fastest Growing Investment Vehicle within 401(k) plans?? Collective Investment Trusts (CITs) are now playing an important role in the markets and the advantages of CITs are plentiful. Allowable Plan Expenses: Can the Plan Pay?... Check out the General Principles of Allowable Expenses Included. ...and in the Participant Corner: Have you done a Retirement Plan Check-up? This will help with making sure you are on track to reach your retirement goals.
Wed, Jul 1st 2020 10:00 am
July 2020 - Retirement Times
In this issue: Are your participants experiencing a fee imbalance?...Many plans have not yet addressed participant fee levelization. Also in this issue... Why you need to communicate with employees...Gossip can be dangerous, creating an open communication culture encourages questions, to name a few. What constitutes proper documentation of retirement plan committee meetings?...From a fiduciary perspective, it is just as important to properly document these meetings, as it is to hold the meetings.
Mon, Jun 1st 2020 09:00 pm
June 2020 - Retirement Times
Is it time for a Plan Refresh? The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a); Beware of the IRS and DOL: Four Red Flags They Seek on Form 5500; How and When to Pay Plan Expenses with Plan Assets; How can You Prepare for Healthcare Expenses in Retirement?
Fri, May 1st 2020 03:00 pm
May 2020 - Retirement Times
In this issue: Should your Company Implement a Student Loan Assistance Program? By doing so, you'll attract, retain and engage top college-educated talent at your company; Complying with ERISA 404(c); Are you Ready for an Audit? Several events can trigger a DOL or IRS audit; Four Basic Steps for a Successful Retirement. We know that most plan participants are not financial experts, and that can make planning for retirement difficult. Fortunately, there are some basic steps that you can follow to work toward a successful retirement.
Wed, Apr 1st 2020 03:15 pm
April 2020 - Retirement Times
In this issue: Closing the Retirement Gender Gap: How Retirement Plan Advisors Can Help. Despite the fact that women tend to live longer, female workers typically have lower retirement account balances than their male counterparts; Another Way to Save: There is a New Tax Credit for Plan Participants and fewer than 4 in 10 U.S. workers know about a tax credit that may help them save for retirement; Addressing Employee Education Strategically, An educated employee is an empowered employee, especially when it comes to retirement savings and financial wellness; Five Key Decisions for a Successful Retirement.
Sun, Mar 1st 2020 04:00 pm
March 2020 - Retirement Times
In this issue: Considering a Traditional Safe Harbor Retirement Plan? It may advantageous for a plan sponsor to consider adopting a traditional safe harbor design for their retirement plan. There are many things to consider; Is your Turnover Rate Routine? What you need to know about partial plan terminations; Tips for Preventing Uncashed Retirement Checks as they can be a nuance for plan administrators; Simple Secrets for Retirement Success. Planning can often seem complicated and daunting, though many actions you need to take to work toward a confident retirement, are very simple.
Sat, Feb 1st 2020 03:00 pm
February 2020 - Retirement Times
In this issue: Too Many Choices-How Many Investment Options Should You Offer? - Choice Overload, Looking at Plan Options, and Rising Costs of these options; Target Date Funds (TDFs) and Fiduciary Obligations - establishing an objective process for comparing and selecting TDFs; Participant Memo- Take Advantage of your Company's Retirement Plan Matching Program - get the details and don't assume you're enrolled.
Wed, Jan 1st 2020 03:20 pm
January 2020 - Retirement Times
In this Issue: Financial Wellness and Productivity: How are your Employees Affected? — Letting you know Who's At Risk and Effects of Financial Stress; Why CFOs Should Consider Partnering with a Retirement Plan Advisor; and Improving your Retirement Plan by Encouraging Employees to Join.
Sun, Dec 1st 2019 02:00 pm
December 2019 - Retirement Times
In this issue: The Benefits of Matching Retirement Contributions - a few reasons why offering a retirement match helps your business; The More You Know - Automatic Enrollment Notices; Top Ten Fiduciary Responsibilities - a plan fiduciary plays an important role in the organization's financial health; and Four Tips for Increasing Your Retirement Dollars.
Fri, Nov 1st 2019 02:00 pm
November 2019 - Retirement Times
In this issue: Keeping in Compliance; The Top Three Reasons to Outsource Fiduciary Services; Beat Rising Healthcare Costs with a Financial Wellness Program; and Participant Corner: Three Tax Tips that Can Help as You Approach or Begin Retirement.
Tue, Oct 1st 2019 04:00 pm
October 2019 Retirement Times
In this issue: 3(38) or 3(21): Which Fiduciary Service is Right for You?; The Impact of Auto-Enrollment into Retirement Plans; and Four Ways to Increase Employee Retirement Contribution Participation.
Sun, Sep 1st 2019 03:00 pm
September 2019 Retirement Times
In this issue: Index Funds - Looking Beyond Fees; Student Loan Contribution Programs: The New Way to Recruit and Retain Millennials in Today's Workplace; and Why We Use Russell Instead of S&P.
Thu, Aug 1st 2019 03:30 pm
August 2019 Retirement Times
In this issue: Four Reasons to Integrate Health Savings into your Retirement Plan; Anthem Settlement Awards Participants More than $23M; and we answer the question, "Is it okay to use the same company for my plan's recordkeeping, 3(38) advisory services, and administration?"
Mon, Jul 1st 2019 03:00 pm
July 2018 Retirement Times
In this issue: Tips for Preventing Uncashed Retirement Checks; Is Your Plan Document Up to Snuff?; and we also answer the question, "When does the five-year clock start on Roth withdrawals?"
Mon, Jul 1st 2019 03:00 pm
July 2019 Retirement Times
In this issue: Summer Homework for Fiduciaries; The SECURE Act; and we answer the question, "One of my current employees recently received a notice from Social Security saying that they might be entitled to a retirement benefit. Is it my responsibility to track this money down?"
Sat, Jun 1st 2019 03:00 pm
June 2019 Retirement Times
In this issue: Millennials Know It All. But, Are They Saving for Retirement?; The Evolving Workscape; and we answer the question, "Should stable value information be inlcuded in our investment policy statement?"
Wed, May 1st 2019 03:35 pm
May 2019 Retirement Times
In this issue: Four Ways to Increase Employee Retirement Contributions; How Many Investment Options Should You Offer?; and we answer the question, "What's the appropriate number of members and positions for a retirement plan committee?"
Mon, Apr 1st 2019 04:00 pm
April 2019 Retirement Times
In this issue: Ten Reasons to Roll Over Into Your Plan Versus an IRA; Loss Aversion and Fighting Fear; and we answer the question, "Should we consider life insurance in our retirement plan?"
Fri, Mar 1st 2019 04:00 pm
March 2019 Retirement Times
In this issue: Visualize Retirement-What Are Your Participants Saving For?; and we answer the question, "My client wants to conduct an RFP for an ERISA attorney, what are important questions they should include?"
Fri, Feb 1st 2019 03:40 pm
February 2019 Retirement Times
In this issue: Repay Student Loans or Save in a Retirement Plan?; Effective Employee Education; and we also answer the question, "What are the risks for late 5500 filings?"
Tue, Jan 1st 2019 03:00 pm
January 2019 Retirement Times
In this issue: Six Easy Steps to Keep Your Plan Assets Safe; Retirement Plan Records and Their Expiration Dates; and we also answer the question, "Will hardship suspension s go away? How do we handle hardships taken in late 2018: do we stop the suspension on January 1, 2019?"
Sat, Dec 1st 2018 04:00 pm
December 2018 Retirement Times
In this issue: Happy Holidays from Beltz Ianni & Associates. This month's Retirement Times highlights excerpts from issues published throughout 2018.
Thu, Nov 1st 2018 04:00 pm
November 2018 Retirement Times
In this issue: How and When to Pay Plan Expenses with Plan Assets; Don't Let Your Retirement Plan Turn from Benefit to Liability; and we also answer the question, "Can I avoid an audit by splitting my employees into two plans?"
Mon, Oct 1st 2018 02:00 pm
October 2018 Retirement Times
In this issue: How Do You Monitor a Dash? Evaluation Cash Equivalent Funds; Beware of the IRS and DOL: Four Red Flags They Seek on Form 5500; and we also answer the question, "My prospect is a 401(c)(3) organization this is not affiliated with a church or school. Are they eligible for a 401(k) plan? Are there any benefits over a 403(b) plan?"
Sat, Sep 1st 2018 04:00 pm
September 2018 Retirement Times
In this issue: Use Plan Analytics to Evaluate Your Retirement Plan; Health Modification Can Increase Retirement Dollars; and we also answer the question, "I volunteer on the Board of Directors, so I don't have liability, right?"
Wed, Aug 1st 2018 03:00 pm
August 2018 Retirement Times
In this issue: This Won't Hurt a Bit: It's Time to Include Health Care in a Holistic Retirement Strategy; and we also answer the question, "Is there regulatory guidance that would indicate whether forcing out terminated participants is favorable to keeping them in? What fiduciary liabilities are absolved by forcing them out (assuming this is consistent with the plan document)?"