In this issue, we will cover: 

Your 401(k) Offers You Valuable Benefits You Just Can't Find Anywhere Else: Your Savings are Automatic, There are Tax Savings, Savings on Top of Savings, Free Money Courtesy of the Employer Match, Your Money Goes Where You Go, and Account Management Made Easy.

Four Ways Interest Rate Hikes Can Affect Your Finances - and How to Manage It: Credit Cards, Mortgages, Home Equity Lines of Credit, and Auto Loans

Your Body's Clock Can Help You Maintain a Healthy Lifestyle - Circadian Rhythm and Sleep, Influences on Other Body Systems, Jet Lag Explained, Maintaining a Healthy Circadian Rhythm

Questions and Answers - Knowledge is Power!